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John Thomas Dzialo
  • Male
  • Santa Ana, CA
  • United States

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John Thomas Dzialo's Discussions

The housing recovery is still in full swing, but can rising mortgage rates change that?

It’s been found that homes have continued to sell well, despite rising mortgage rates. The jump in new home sales is great news but whether it was due to growing demand or fears of even higher…Continue

Tags: law, firm, planning, attorney, estate

Started Jul 31, 2013

Is there any difference between home inspection and home appraisal?
1 Reply

Is there any difference between two? If they are different then are they interlinked? What does they mean and helpful while purchasing new home?Continue

Tags: inspection, home, estate, real

Started this discussion. Last reply by jason smith Oct 14, 2013.


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John Thomas Dzialo's Page

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Tell us about yourself-What are you?
Tell us a little about you
With 37 years experience in litigating, real estate and mortgage lending cases John T. Dzialo has served nearly 20 years as General Counsel to a number of California mortgage lenders, bankers and real estate developers. He is widely recognized for his skills in handling complex cases and successfully addressing critical issues. He has graduated from the John Marshall School of Law in Chicago, Illinois and is licensed in both Illinois and California, and admitted to practice in both State and Federal courts.
At The Law Offices of John T. Dzialo, understanding your case in complete detail is our prime concern. We do that by gathering all the relevant information which also gives us an insight into the effect it has had on your life. After analyzing your case, we discuss it with you with complete honesty and openness and agree to represent you when you have completely understood the possible outcome, potential risks and the expense involved.
Over the years we have been representing clients in all areas of real estate law including defending the client’s home from foreclosure, negotiating loan modifications, reversing foreclosure, negotiating short sale agreements, landlord tenant disputes, real estate acquisitions and sales. We always strive to get the best results for our clients. We have successfully helped our clients save costs of litigation and /or trial by aggressive negotiations with the opposition in an attempt to reach an acceptable resolution.
Building quality relationships with our clients by treating them with respect has been the fundamental reason behind our success.

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John Dzialo is an expert Lawyer in solving cases related to mortgage, real estate and foreclosure attorney. Some of their solved cases have been published in brief on their website.  Take for example the following: one of his client faced imminent eviction after foreclosure sale to a third party.   With the eviction still threatened, the client was deployed to Afghanistan not knowing if her family would be locked out of the home while she was gone.   We negotiated a stand down on eviction with the third party purchaser, and after 14 months in litigation, the lender bought back the property and title was restored to the clients free and clear, wiping out a $550,000.00 mortgage.  Attorney fees were paid by the lender.

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At 1:02am on July 30, 2013, John Thomas Dzialo said…

Here are some great lawyer jokes to get your funny bone twitching. Relax and laugh in your leisure time at:

At 2:38am on July 15, 2013, John Thomas Dzialo said…

We are leading foreclosure attorney in California, with nearly 40 years of experience in litigating real estate and mortgage lending cases.

At 12:10am on July 4, 2013, John Thomas Dzialo said…

Always great to enjoy Independence Day with family and friends. Many of our holidays have lost meaning over the years, but hopefully everyone can take this day to understand and be patriotic. A Happy & Safe Holiday From Everyone @ John Thomas Dzialo law Firm!

At 11:22am on June 8, 2013, John Thomas Dzialo said…

Is it necessary to hire a real estate attorney? When you are buying a commercial property or one that is out of town, is in a problematic area or has structural issues then hiring a real estate attorney is mandatory.

At 11:06am on June 5, 2013, John Thomas Dzialo said…

In an attempt to reach an acceptable and easy resolution for our clients, thus reducing the costs of prolonged litigation, we offer to negotiate between the parties.

At 8:33am on May 27, 2013, John Thomas Dzialo said…

Memorial Day is a day to honor those who laid their lives to serve our country. We are grateful to all military personnel who serve our country. The brave men and women never die, their courage nerves thousands of living men.

At 10:40am on May 24, 2013, John Thomas Dzialo said…

5 Funny Lawyer Mistakes: Read about some of the funniest and most hilarious goof ups made by lawyers in courtroom.

At 8:26am on May 17, 2013, John Thomas Dzialo said…

Good estate planning is imperative as it allows one to provide for one's dependents even after death. Estate planning for your heirs gives you the peace of mind in the present. 

At 9:08am on May 14, 2013, John Thomas Dzialo said…

Request a Consultation and contact the law offices of John Dzialo to solve all your foreclosure problems.

At 11:44am on May 7, 2013, John Thomas Dzialo said…

Get some essential tips and tricks on finding the Best Real Estate Attorney in California and let you purchase your dream home.

At 10:06am on April 26, 2013, John Thomas Dzialo said…

In the year 2013, business owners should keep on an eye on two trends namely, International Compliance Initiatives and Technology in the Workplace, and get absolute command over the changing legal trends.

At 8:45am on April 19, 2013, John Thomas Dzialo said…

What is foreclosure?

It is the balance of the loan that a lender attempts to recover when the borrower stops making payments. This is done by forcing the sale of the assets (like a house used as a collateral) of the borrower.

At 7:57am on April 15, 2013, John Thomas Dzialo said…

What You Should Know Before Applying for a Home Mortgage Loan? My blog discusses about all the points that are very essential.

At 11:22am on April 12, 2013, John Thomas Dzialo said…

Call the Law Offices of John Dzialo for a no obligation consultation for your case. All recently settled cases of John Dzialo are discussed here:

At 1:52am on April 9, 2013, John Thomas Dzialo said…

Business owners need to have a strong command over the changing legal trends in business sector. Read all about the changing legal trends in business here:

At 12:28am on October 11, 2012, John Thomas Dzialo said…

Lenders establish the market value of a property based on its appraisal. It takes some doing to boost the appraisal of a home. Helpful tips from getting a home ready for successful appraisal.

At 9:08pm on September 26, 2012, John Thomas Dzialo said…

If contemplating buying a distressed property, one needs to understand that this transaction is different from the traditional ones, in the sense that it involves a lot more paperwork and the transaction/processing times are bound to be longer. gives us some great tips for investing in distressed or foreclosed properties.

At 12:34am on September 25, 2012, John Thomas Dzialo said…

There is a need to properly understand the Federal mortgage modification process, and to learn the truth about mortgage modification and how to be approved for one. Here are top 5 myths and misconceptions about mortgage modification by

At 12:02am on September 25, 2012, John Thomas Dzialo said…

There are many questions raised about all of the recent talk about loan modification. Can a better loan modification deal be availed of through bankruptcy, or does loan modification damage your credit and so on. A great article about bankruptcy and legal implications of loan modification

At 1:39am on September 22, 2012, John Thomas Dzialo said…

This article on http://www.ehow.comtalks about the Difference Between an Assessed Price & an Appraisal Price of Homes. Assessments which are for tax purposes and appraisals for selling a home or getting a loan from a bank, put a value on a given property.

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John Thomas Dzialo's Blog

The Importance of a Real Estate Law Firm When Buying a Home

Get all the aspects and importance of a Real Estate Law Firm When buying a home here in our blog:

Posted on March 19, 2013 at 9:00pm

Begin Your Loan Search as an Educated Buyer

When seeking a home loan it is important to educate yourself about the process beforehand. The first step in the mortgage loan process is that of getting pre-qualified. It should be noted that while inexperienced borrowers often mistake prequalification for preapproval, the two are not the same. Prequalification involves giving a lender a snapshot of your financial situation. The prequalification process provides them with an understanding of your debts, your income and any assets you…


Posted on February 20, 2013 at 2:00am — 1 Comment

Bankruptcy Judge Who Denies Foreclosure Sale

As far as California law goes, a non-judicial foreclosure sale is usually deemed final upon the highest bid being accepted. This means that once there is a bona fide purchaser and the trustee’s deed has been issued, the foreclosure sale is normally considered complete as long as the issuance occurs and is recorded within 15 days of the auction. That is why the ruling in the recent bankruptcy case In re Gonzales, is considered unusual and somewhat at variance with established law. One Central…


Posted on January 21, 2013 at 4:37am

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